In 2026, the landscape for a new business setup in Dubai has changed. It is smoother in some ways, but the fine print regarding banks and visas has become much more important. If you are feeling overwhelmed by terms like KYC, Ejari, and investor permits, do not worry. This is a clear and practical guide to navigating the two biggest hurdles of your Dubai business setup.
A few years ago, opening a corporate bank account was relatively simple. In 2026, every business setup company in Dubai will tell you the same thing: opening a bank account is often harder than getting the trade license itself.
The UAE has strengthened compliance to meet global standards. Banks are extremely cautious about shell companies. To get approved for your new business setup in Dubai, you must prove that you are a real person running a real business.
What banks actually want to see:
Once your business setup Dubai process reaches the visa stage, you will apply for an Investor or Partner visa. This allows you to live in Dubai, open personal bank accounts, and rent property.
In 2026, requirements are stricter to ensure genuine economic contribution.
When planning your Dubai business setup, banking choice matters.
A business setup in Dubai requires patience and organization. While the process can feel bureaucratic, these regulations are what make Dubai a stable and secure business hub. Stay transparent, keep documents clean, and move step by step. With proper preparation, your business will be operational well before the summer season.
Yes, many Free Zones offer virtual or flexi-desk packages with visa quotas. Mainland companies usually require a physical Ejari lease.
Typically around two weeks from medical test to visa approval, with the Emirates ID card arriving shortly after.
Traditional banks require physical presence. Some digital banks allow remote onboarding if you already hold an Emirates ID.